Can I use a credit card to make a payment? +MORE. Upcoming industrial action by Royal Mail may cause delays to postal communications. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? No, you need to let us know that you want to do this via text message or by calling our dedicated helpline. The funds will leave your account on your payment due date (which is shown on your statement). You can set a 'hint' when you register to jog your memory if you forget it. What happens if I am unable to increase my payments? As long as your account is open, you haven't spent all of your credit limit and your account is not suspended, you can carry on using it. }. If you need to send your payment in the post, please allow extra time for this to reach us. After you get your confirmation message, it can take some time for your card to be blocked while we process your request and make the changes we need to in our system. We call this Deferred Interest and this will also be added to your Normal Credit with the remaining Plan balance (see 'How Deferred Interest is included as part of your Minimum Payment?'). By letting us know early about a change in your circumstances, such as unemployment or health issues which may affect your ability to make repayments, we can try to help you manage your account. Can I register an expired Argos Card so that I can manage my account? That's why we encourage you to pay more than the minimum payment if you can afford to, as this will help you to repay your balance faster and pay less interest. Well the only retailers in my immediate vicinity are Argos, PC World/Currys and Brighthouse that i can think of. If I've registered for the My Argos Card App, am I registered for myargoscard.co.uk? The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Depending on what you buy, you can use an Argos Card a bit like you would a regular credit card or take out an Argos Card credit plan. Currys Retail Limited registered in England & Wales No.2142673. Our physical Gift Cards are usually valid for 3 years, and our eGift Cards are usually valid for 2 years. Make sure the mobile phone number on your One4all account is correct, as you'll receive an SMS message to verify your ID before we show you how to spend your gift . From a digital eGift Card sent to their inbox, an instant Print-at-Home Voucher for a greetings card, or a beautiful Gift Card for their purse or wallet, you can choose the life:style that suits their . When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. Purchase a gift card in store, where any value up to 1,000 can be loaded onto a Gift Card. These are time-limited credit offers available on top products includingphones,furnitureandvacuum cleaners.The Argos Card allows you to buy now, pay later and its easy to manage your account with the Argos Card App. . You can use any type of Argos Gift Card online, as well as in-store. If your Buy Now, Pay Later plan ends and you haven't paid the plan balance off IN FULL, then the remaining balance of the plan PLUS the Deferred Interest will be added to your Normal Credit balance and your minimum monthly payment will increase in line with your Terms and Conditions. Are you worried someone else is controlling your finances? Argos/Homebase A Cards However, they can still be spent at Argos. We will communicate to you to let you know when you may be able to contact the Financial Ombudsman Service (FOS) to review your complaint. What happens if I lock my account? What is APR? Find out more about Deferred Interest here. We'll make an instant decision, and if your request is accepted then your new limit will be available immediately (even if it doesn't show on myargoscard.co.uk straight away). When you've cleared your balance, we will then close your account. Enter the 16 digit card number on the front of your card in the Card Number box. Argos Gift Card | Trade rewards with MyRewards | NatWest How secure is this website? This cookie is set by GDPR Cookie Consent plugin. Please call us on 0345 640 0700 if you need any further help. Jon Jones fight time UK: What time does UFC 285 start tonight? Dixons retail Argos is all about making life that little bit easier, giving you unbeatable choice, value and delivery options to suit you, like same-day Fast Track Delivery on a wide range of items and free in-store Fast Track Collection services. Activate and manage your Love2shop Gift Card. If you've only recently opened your account then it's possible you may not have a statement yet. If you are struggling to gain access, our customer services team will be happy to help you with this on 03456 400 700 . However, the added security and added-value features are designed to help you . . Love2shop Gift Cards can be spent in The Entertainer, M&S, Iceland, Boots, Debenhams, Matalan, Argos, Wilko, New Look, Peacocks, River Island, HMV and many more stores. Just remember to keep your software up-to-date - check your browser for updates, make sure your device OS (operating system) is updated. The Argos Card lets you shop at Argos and Habitat, with flexible payment plans that give you longer to pay. Can you use your argos card in homebase? You can't register the Argos Credit Card (the black Visa credit card) on this website, only the Argos Card. Payments made outside of these times will be applied to your account within 3 days. Argos regularly does an offer where you can get a 'free' 5 voucher when you spend 50, or a 10 voucher when you spend 100, to use on your next Argos visit. If you think this is happening to you or someone you care about, here's how to get help. We're sorry that you're considering closing your account. The cookies is used to store the user consent for the cookies in the category "Necessary". Paying as much as you can before the plan ends will reduce the amount of interest that you pay. We will keep you up to date throughout while we are investigating your complaint, until we provide you with a formal response either via e-mail or letter. Miracle-Gro EverGreen Complete 4-in-1 Lawn Food, 25.50 at Argos You can use your Argos Card in any Argos store, online at argos.co.uk, over the phone and on the Argos app. In this case, we'll give you an Argos Gift Card to use the next time you pop in. In-store Lloyds . How can I get help with paying my Normal Credit balance? It does not store any personal data. Can-i-use-my-card-to-withdraw-money-from-a-cash-machine-and-is-there see if you can move your credit card balance over to a 0% balance transfer card. This cookie is set by GDPR Cookie Consent plugin. Money Worries If you're worried about keeping up repayments to your Argos Card, or have an unexpected strain on your finances, give us a call. I made a payment to a plan but the payment has gone towards a different plan. Follow these simple steps to use the code. We like to remind customers that paying more than the minimum amount will reduce the interest charged and the time it takes to pay the balance which will help them to avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. In-store Lloyds Pharmacies. If the date has been and gone then we cant replace it for you (sorry). Why are you increasing the interest rate on my account? You'll need to send us one of the following documents (or a copy of the document) with a covering letter that includes your account number and address: Send your documents to: Argos Financial Services, PO Box 211, Park Mill, Huddersfield, HD8 1FA. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. The cookie is used to store the user consent for the cookies in the category "Other. The APR is intended to help you compare different offers. Some older browsers may no longer work for security reasons, so you should make sure your browser is the latest version. complaint.info@financial-ombudsman.org.uk. Will I need my login details to make purchases or manage my account over the phone? You can withdraw cash on your Argos Classic Credit Card from any cashpoint that displays the Mastercard logo. Once we have received your completed form we will add the details to your account which will allow the person you have nominated to access, change and manage your account in full. And then there's the Tesco Extra and Asda superstores. Where can I spend Love2shop Gift Cards? Some abbreviations, institution names and definitions in the banking and finance world can be confusing. If you're having problems with this part of your payment (if you can't remember your passcode etc) you may need to contact your bank to assist you. Student discounts - save money with the best offers from top brands - UCAS This app cant be used in conjunction with gift cards, but it is useful to know about and could get you an even better discount. What happens to atoms during chemical reaction? For shopping at Argos, it's best to link your Nectar card to your Argos account, and this task can be quickly and easily completed online. Can't you just increase my minimum payment? This can sometimes take a couple of weeks to set up, so we need you to keep managing your account as normal until you see the Direct Debit details confirmed on your statement. You don't have to repay your Normal Credit balance all at once to keep your Argos Card account in good shape, you can choose to spread the cost instead. If after that you still get an error message, call us on 0345 608 0152 so we can make sure your request has been logged and start the closure process. Its easy to apply for an Argos Card. Discounts list 2023. All you need to know, The best cashback bank accounts: Earnings made easy, The best UK paid focus groups and interview sites, Cancelling Sky To Get A Better Deal Save Up To 60%, 10 simple ways to reduce car insurance costs, 15 simple ways to reduce heating bills by up to 40%, 7 steps to help find the best broadband deal, Blue Light Card Discounts List And Where To Use Your Card, 11 of the best budgeting apps in the UK 2023. And remember to save them up and use them in the Sainsburys Big Swap event, which will give you up to twice their value. Your Login ID is the unique username you chose when you registered for myargoscard.co.uk (it's a bit like a username). Youll see an image in the top corner telling you where to use your card. To activate your card please enter your primary card number below. You can use any type of Argos Gift Card online, as well as in-store. . Your minimum payment is your "minimum monthly contractual payment", which is simply the amount that you must pay us each month as per the terms of your agreement with us.